Inspired by THE Ten Commandments, here are my newly adopted commandments to cope during these turbulent economic times:
1. thou shall not pay ATM fees: I vow to drive or walk the extra distance to the nearest Chase bank to avoid paying those pesky fees (average of $2 per visit per week = $104 per year)
2. thou shall make coffee at home: and pocket the $2.45 spent on dunkin donuts small hazelnut latte every morning ($2.45 for four days per week = $510 per year)
3. thou shall not pay full price: buy used (books), trade (CDs/magazines), off sale racks (clothing), fruit + produce in season...use coupons!!!
4. thou shall research big ticket items before purchasing: no more impulse buys
5. thou shall plan ahead: no more procrastinating in bill paying (thus avoiding late fees), spur of the moment travel planning, food shopping when hungry
6. thou shall let on-line dating subscription lapse without renewal...need I say more?
7. thou shall learn to like leftovers
I welcome your suggestions for commandments 8-10!!
my new personal commandments
June 2nd, 2008 at 05:54 pm
June 2nd, 2008 at 09:13 pm 1212441199
How about - Thou shall not spend more in a month then I make.
And - Thou shall save 15% of my gross income
June 5th, 2008 at 05:04 am 1212642270
FYI with the ATM fees - my grocery store allows me to take out 40$ more for point of sale purchases with no fee. Don't know if that's the case in CT, but knowing that has kept me out of many a jam.